Embedded application
Customers apply for financing right inside your service.
— MAKING BUSINESS FINANCING SMOOTHER
Financing where your customers already are.
Rahoo is a Finnish embedded finance platform that lets software and other business services offer their customers business financing from multiple banks right inside their own service. Rahoo handles everything from bank agreements and integrations to commission invoicing.
- 10+ banks and lenders
- Multiple financing products
- Fast financing offers
- Built for businesses
API
Build financing into your own product with our API, under your own brand.
Dedicated application page
A ready-made application page you can link to from anywhere, including offline channels.
01 — CUSTOMER STORIES
Finland's leading business services offer financing with Rahoo.
Procountor and Ukko.fi offer business financing to their customers right inside their own services, powered by Rahoo. One application reaches multiple lenders, and the whole process runs in the background. For example, Rahoo powers Procountor's business loan comparison service.
We work with a wide network of banks and lenders
02 — HOW RAHOO WORKS
Your financing, your way
Every customer base is different. That's why Rahoo lets you build a financing channel tailored to your customers' needs.
- Choose the financing products your customers need
- Choose the partner banks you want to work with
- Choose the best way for you to offer financing
03 — WHO IS RAHOO FOR?
Rahoo makes business financing work better
Businesses
SMEs (under 250 employees)
- Financing through a service you already use
- A simple application with less paperwork
- Financing offers in as little as minutes
- Easy offer comparison
Partners
Software, platforms, marketplaces
- Happier customers
- More revenue per customer
- A financing channel under your brand
- One channel, many lenders
Banks
Vetted, registered lenders
- More applications
- Lower marketing costs
- Real-time data
- Performance-based pricing
04 — GETTING STARTED
Start offering financing in as little as a day
01
Choose your setup
An embedded application, a dedicated application page, or a custom build with our API.
- Integrate in as little as 5 minutes
02
Tell customers about financing
Point your customers to the application. Rahoo takes care of the rest.
- Offers in as little as minutes
03
Track results
On top of the other benefits, offering financing earns you commission.
- Monthly payouts
05 — BOOK A MEETING
Give us 30 minutes. See if Rahoo fits your business.
Wondering whether Rahoo is the right way to offer business financing?
- 30-minute meeting
- No commitment
- Free needs assessment
How does Rahoo work?
Rahoo brings business financing from multiple banks and lenders to where a business already works: inside a partner's service. The business fills in a short application, and Rahoo automatically enriches it with company data. The application goes to the lenders whose criteria it meets, and the business can receive comparable offers. Some lenders respond within minutes.
What is Rahoo's role in offering financing?
Rahoo enables financing but is not a lender. Rahoo connects businesses and lenders and forwards each application to the lenders whose criteria it meets. The financing decision and agreement are always made by the bank or lender.
Which banks and lenders work with Rahoo?
Rahoo's network includes more than 10 banks and lenders, and it keeps growing. They include Säästöpankki, Aktia, Svea Bank, Qred, CapitalBox, Vauraus, Fundu, BusinessCredit and Corona Capital. With one application, a business reaches all suitable lenders at once.
Where can I apply for financing with Rahoo?
You can apply directly in the services that use Rahoo. In accounting software and other partner services, for example, you can apply without leaving the service. Rahoo powers the business loan comparison service in Procountor, for example.
Can I apply for financing on Rahoo's website?
Rahoo works mainly inside our partners' services. If you're not sure where to start, contact us and we'll point you in the right direction.
How is Rahoo different from a loan broker?
A traditional loan broker takes a business's inquiry and passes it on as its own service. Rahoo works as part of a partner's service, in an environment the business already knows, and brings financing there. Each application is enriched with company data and sent only to suitable lenders, so the business can compare offers from multiple lenders.
How do I get started with Rahoo?
As a partner, you can get started quickly. Choose from three options: an embedded application in your service, a ready-made application page, or a custom build with our API. Email support@rahoo.fi and we'll agree on the best option for you and walk you through the setup.
How much does Rahoo cost?
Applying for financing and comparing offers is free for businesses. Costs depend only on the terms of the financing chosen, agreed with the lender. Using the service is also free for partners, and offering financing can earn partners commission. Email support@rahoo.fi for details.
What information is collected when applying for financing?
The application needs basic company details, such as the business ID and contact details, plus information about the financing needed. Rahoo automatically enriches the application with company data, so there's no need to gather attachments by hand. Data is processed in line with data protection law and shared only with the lenders the application is sent to.