Businesses
Financing where the need arises.
Businesses can apply for financing through a service they already use and put existing company data to work.
— ABOUT US
We make business financing run smoothly.
Rahoo is a Finnish business financing platform that brings business financing from banks and finance companies into the services businesses already use. We build the infrastructure that connects businesses, partner services and lenders.
01 — RAHOO
Financing belongs where businesses already work.
— The problem
Applying for business financing is still often separate from a company's day-to-day work. Businesses search for lenders, enter the same details again and again, and send information that's already available in the services they use.
— The idea
We think financing should work differently. It should be available when and where the need arises, and use the information that already exists about the business, with the customer's consent.
— What we built
That's why we built Rahoo. We connect the services businesses use and lenders in one network, so applying for, forwarding and offering financing works better for everyone.
02 — WHAT WE BUILD
We build business financing infrastructure.
Rahoo connects three parties that should work together without friction.
Partners
Financing built into their own service.
Software, platforms and other business services can offer customers financing without building a financing product of their own.
Lenders
A new distribution channel for business financing.
Banks and finance companies can receive applications that match their own criteria from Rahoo's partner network.
03 — RAHOO IN NUMBERS
A growing business financing network.
Rahoo connects the services businesses use and business financing providers in one scalable network.
10+
Banks and finance companies
5,000+
Business customers
€100M+
In financing offers brokered
Working with partners including
04 — OUR STORY
Rahoo started with a simple idea.
Businesses need financing all the time, but applying for it still often happens apart from the services and situations where the need arises.
We believe business financing should be part of a company's everyday operations, available in the right place at the right time.
That's why Rahoo builds infrastructure that connects the services businesses use with banks and finance companies. Our goal is to make finding, applying for and offering financing simpler for everyone involved.
05 — OUR VISION
Business financing shouldn't be a place you go. It should be there when you need it.
We're building Rahoo toward a world where business financing is a natural part of the services companies use, just as payments are part of online stores today.
Our goal is a network where businesses find the financing they need more easily, partners offer their customers more value, and lenders reach the right customers more efficiently.
06 — CONTACT US
Let's build better business financing together?
Want to build business financing into your service, offer financing in Rahoo's network, or talk about working together? Tell us what you're building, and let's see how Rahoo could help.
07 — FAQ
About Rahoo
What is Rahoo?
Rahoo is a Finnish fintech company that connects the services businesses use with banks and finance companies. Our technology lets business financing be built into the services businesses already use.
Is Rahoo a bank or a lender?
No. Rahoo does not lend. Rahoo provides the technology and network through which financing applications can be forwarded to banks and finance companies. The financing decision and agreement are always made by the lender.
How does Rahoo work?
A business finds a financing option in a Rahoo partner's service. With the customer's consent, the application can use company data already in the service. The application is forwarded to suitable lenders available in the service, and they make their own financing decisions.
Where can I apply for financing through Rahoo?
You can apply for financing through Rahoo in the services that use Rahoo. Available financing products and lenders vary by partner service.
Which financing products can be offered through Rahoo?
Rahoo's network can offer a range of business financing products, such as secured and unsecured business loans, credit lines and invoice financing. Available products depend on the partner service and the lenders in it.
How can my company work with Rahoo?
Rahoo works with business services, software, platforms and others that serve business customers. Financing can be offered as an embedded application, a dedicated application flow or through our API, for example. The setup is planned around the partner's service and customers' needs.
How can a bank or finance company join Rahoo's network?
Rahoo builds its lender network selectively. We assess new lenders based on their products, target groups and the value they add to the network. Banks and finance companies can apply to join by contacting us.
Where does Rahoo operate?
Rahoo operates in Finland and is headquartered in Turku. Our technology and operating model are built to scale across partners, lenders and markets.