Happier customers
Customers can apply for financing easily, right inside your service.
— FOR PARTNERS
Build business financing into your service.
Embedded finance means businesses can apply for financing right inside the service they already use. With Rahoo, you offer your customers business loans, credit lines and invoice financing from multiple banks and lenders. Rahoo handles the lender connections and technology. You own the customer experience.
More revenue
Offering financing builds a new revenue stream around your existing customer base.
No credit risk
The credit risk stays entirely with the lender.
01 — USE CASES
Rahoo fits many industries
02 — THE SOLUTION
Embedded finance you control
Build a financing service that fits your business customers' needs. You decide which financing products and lenders you offer and how the service looks to your customers. Rahoo runs the technology and lender connections in the background.
- Choose the products and lenders you offer
- Customize the service to match your brand
- Launch fast or integrate Rahoo into your service
03 — CUSTOMER STORIES
Finnish business services offer financing with Rahoo.
Procountor and Ukko.fi offer business financing to their customers right inside their own services, powered by Rahoo. One application reaches multiple lenders, and the whole process runs in the background. For example, Rahoo powers Procountor's business loan comparison service.
10+ banks and lenders through one integration
04 — SETUP
Three ways to offer financing.
Start with a ready-made application page, or build Rahoo into your own service.
Dedicated application page
A ready-made application page you can link to from anywhere, including offline channels.
Embedded application
Customers apply right inside your service without going anywhere else.
API
Build financing into your own product with our API, under your own brand.
05 — REVENUE CALCULATOR
See the new revenue stream your current customer base could create.
Estimate your revenue with Rahoo.
Estimated commission per year
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Funded volumetotal financing amount
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Funded deals per yeardeals
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The estimate assumes a 50% approval rate. Commission is earned only on funded deals.
Example commission model: 1% of the funded amount up to €50,000 and 0.5% of any amount above that, per deal or financing.
The calculator gives an indicative estimate only. Final commissions are agreed in the partnership agreement.
06 — GETTING STARTED
How the partnership works
Start without an integration, or build a fully native experience.
01
Set up Rahoo
Choose a dedicated application page, an embedded application or an API integration.
- Three setup options
02
Offer financing to your customers
Point your customers to the application. Rahoo forwards each application to suitable lenders.
- Multiple lenders, one application
03
Track results
Follow applications and funded deals, and earn the agreed commission.
- Monthly payouts
How does Rahoo work for partners?
Rahoo brings business financing from multiple banks and lenders into your service. Your customer fills in one application, and Rahoo forwards it to the lenders that fit. The customer compares the offers and signs the financing agreement directly with the chosen lender.
How do we get started with Rahoo?
Choose from three setup options. A ready-made application page needs no technical integration, an embedded application brings financing straight into your service, and our API lets you build a fully integrated customer experience. We'll help you choose the best fit.
Can the service match our brand?
Yes. The look and customer experience of the financing service can be customized to match your brand. You can also choose which financing products and lenders your customers see.
Which financing products can we offer our customers?
Through Rahoo, you can offer business customers secured and unsecured business loans, credit lines and invoice financing. Products and lenders can be chosen to suit your customer base.
How much does Rahoo cost for partners?
Rahoo can be set up with no service fee charged to the partner. Partners can also earn an agreed commission on financing funded through Rahoo. Commercial terms are agreed based on the setup and partnership model.
Who makes the financing decision and carries the credit risk?
Rahoo does not lend. The financing decision is always made by the bank or finance company, which also signs the financing agreement with the customer. The credit risk stays entirely with the lender.
What happens after the customer submits an application?
Rahoo forwards the application to lenders that fit the customer. The customer compares the offers received and decides whether to go ahead with a lender. The financing agreement is made directly between the customer and the lender, and approved financing is paid directly into the customer's business account.